Florida Florida Health Insurance Consultants Total Florida Insurance Agency Get A Health Insurance Quote
Florida Health Insurance Quotes
Florida Insurance
Individual Health Insurance
Small Group Health Insurance
Large Group Health Insurance
Enter Your Zip Code:
Home Services Get A Quote Resources About Us Contact Us
    Email Us   Bookmark Us   Link to Us
Española |  Française |  中国翻译 |  Deutsche  |  Italia |  日本人〔日本語〕の


October 30, 2007

Affordable Group Health Insurance - Available
Contact A Health Insurance Consultant NOW!

Health Insurance Consultant -- Morgan Moran -- (800) 554-9142

Florida Health Care

The first step we must take to address our nation’s health care ills is to deal with the problem of the 47 million uninsured.We are the richest nation in the world, yet today more than 47 million Americans—9 million of them children—have no health care coverage. The number of uninsured Americans affects all of us through higher medical costs: higher premiums for insurance, higher hospital costs and higher doctors’ bills.

During the course of our lives, we will spend tens of thousands of dollars on health care. This year alone, each American will spend on average $925 in out-of-pocket costs for health care services. As family members, we will face daunting choices about the care of our children, spouses and elderly relatives.

Now is the time to tackle the problem of the uninsured. I have introduced legislation that would require all Americans to have “qualified health coverage” such as employer-provided health insurance, private health coverage, coverage under public programs such as Medicare, Medicaid, and the Children’s Health Insurance Program (CHIP) or any other qualified health coverage as defined by their state of residence. This is similar to the requirement by states that all drivers have automobile insurance.

My bill, the Universal Health Coverage Act, S. 1899, directs the Secretary of Health and Human Services to work with the National Association of Insurance Commissioners (NAIC) to develop three low-cost options for individuals with incomes below 400% of the federal poverty level (FPL). The FPL is currently defined as approximately $20,000 a year for a family of four. That standard was selected because the vast majority of working families with incomes above that level have access to employer-based health insurance or the ability to purchase coverage.

Those who fail to enroll for any coverage for a continuous period greater than 60 days would be required to pay an amount equal to the average monthly premium amount for qualified coverage as defined by the state in which they reside. Funds collected by this tax would then be used to automatically enroll them in a state-approved plan.

This legislation reflects my belief in the need for personal responsibility: namely, that those who have the financial ability to afford health insurance must be required to have it. My proposal also maintains the current employer-based system and protects government-sponsored health programs.

We have the most sophisticated health care in the world, but our system lacks adequate access. My proposal builds on our current system, but also creates low-cost insurance options for families who cannot afford to purchase health care. It also requires those who can afford to purchase health care insurance to do so.

The first step we must take to address our nation’s health care ills is to deal with the problem of the 47 million uninsured. My proposal provides a common-sense approach that will help us move toward that goal.

Affordable Health Insurance Plans
Low-Cost Florida Health Insurance

Health Insurance News

Florida Health Insurance Blogs  || 

Florida Insurance Carriers
  Our Consulting Services

  Home | Services | Get A Quote | Resources | About Us | Contact Us | Directory | Site Map

Copyright © 2007 Florida Health Insurance Web. All Rights Reserved.
Florida Health Insurance Web is a wholly owned subsidiary of K & M Insurance Agency LLC

Florida Health Insurance Consultants | "Affordable" Insurance